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Your company's checking and deposit accounts are probably its most frequently-used financial tools. Fortunately, we've developed a business solution to help you with all sides of your business. Whatever the size of your business, Venture Bank has checking and savings accounts to help make the financial management easier and more rewarding.
Checking Accounts
Free Business Checking
Small Business Checking
Business Checking
Business NOW Checking
Non Profit Business Account
Bounce Protection®
Savings Accounts
Business Savings
Business Money Market Savings
High Yield Business Money Market
Premium Sweep Account
Time Certificates
Certificates of Deposit (CDs)
Individual Retirement Accounts (IRAs)
Statement Balancing Form **
Miscellaneous Fee Schedule - Business Accounts **
** These forms opens with Adobe Acrobat Reader. If you do not have Acrobat Reader, you can Go to Adobe's web site and download it for free.
Free Business Checking Account Details and Fee Schedule
The Free Business Checking account is the perfect choice for the small business with a limited number of transactions and low checking balances. Write up to 50 checks per month with no per-check fees and 100 deposits free per month. Also receive your first order of deposit slips free.
 $100 minimum opening deposit
$.25 per check/debit posted over 50
$.12 per item deposited over 100
No monthly service charge
$1,000 Bounce Protection® available
Relationship rate* paid on certificate of deposit accounts
Small Business Checking Account Details and Fee Schedule
Here’s the smart account for smart business people. Simply maintain a minimum balance of $2,500 and your monthly service charge is waived. Write up to 100 checks per month with no per-check fees and 200 deposits free per month. Receive free checking for the employees of your business. If you qualify, you’ll also receive a VISA Business Check Card for yourself and all qualified employees.
$200 minimum opening deposit
$8.00 monthly service charge if balance falls below $2,500
$.25 per check/debit posted over 100
$.12 per item deposited over 200 per month
$1,000 Bounce Protection®
available
Relationship rate* paid on certificate of deposit accounts
VISA Business Check Card for business owner and qualified
employees
Free checking for employees of business
Business Checking Account Details and Fee Schedule
For business people who want their checking to be hassle-free. Maintain enough funds in your account and your earnings credit can offset your monthly service charge.
$200 minimum opening deposit
$8.00 monthly service charge
Earnings credit on average collected balances
$.15 per item posted (checks/debits & deposits)
$.06 per item deposited
$1,000 Bounce Protection®
available
Market rate interest* assessed on use of uncollected funds
Relationship rate* paid on certificate of deposit accounts
Business NOW Checking Account Details and Fee Schedule
Earn interest with a low minimum balance requirement. The interest rate is tiered for higher balances. Includes per-check and per-deposited item fees plus small monthly fee. Federal regulations limit this account to individuals, sole proprietors, qualifying government agencies and nonprofit organizations.
$200 minimum opening deposit
$5.00 monthly service charge
$.15 per item posted (checks/debits & deposits)
$.06 per item deposited
$1,000 Bounce Protection® available
Market rate interest* assessed on use of uncollected funds
Market interest rate* paid when daily collected balance is above $1,000
Relationship rate* paid on certificate of deposit accounts
Non Profit Business Account Details and Fee Schedule
Specially designed for organizations with minimal banking activity, this account offers easy-to-understand monthly statements and a low monthly fee.
$100 opening deposit
$1.00 monthly service charge
Bounce Protection® is not available with this account
Market interest rates subject to change. Ask for account details.
Business Savings Account Details and Fee Schedule
Now you can earn interest on all funds, with no monthly service fee when you maintain a low minimum balance. Receive three withdrawals per month with no fee. Convenient for transferring funds when you combine Business Savings with any business checking account.
$200 minimum opening deposit
$2.00 monthly service charge if balance falls below $250
$1.00 per withdrawal exceeding three per monthly cycle
Market interest rate* paid on daily collected balances
Business Money Market Savings Details and Fee Schedule
Smart money management for the smart business owner. Interest rates are tiered to provide higher money market rates for larger balance amounts. With minimum balance, your monthly service fee is waived.
$1,000 minimum opening deposit
$10.00 monthly service charge if balance falls below $1,000
$1.00 per withdrawal exceeding six per month
Market interest rate* paid when daily collected balance is above $1,000
Limited to 6 pre-authorized withdrawals, 3 of which may be by check
Unlimited transfers made in-person
Relationship rate* paid on certificate of deposit accounts
High Yield Business Money Market Account Details and Fee Schedule
Enjoy high liquidity and our highest non-CD interest rates tiered for larger balances. Maintain a minimum balance and you pay no monthly service fee. Receive up to six withdrawals per month with no fee, of which three may be checks.
$20,000 minimum opening deposit
$12.00 monthly service charge if balance falls below $20,000
$1.00 per withdrawal exceeding six per month
Market interest rate* paid when daily collected balance is above $20,000
Limited to 6 pre-authorized withdrawals, 3 of which may be by check
Unlimited transfers made in-person
Relationship rate* paid on certificate of deposit accounts
Premium Sweep Account
Maximize the return on your cash balances with ease and convenience. You set a daily “target balance” for your business checking account and balances in excess or below your target balance automatically sweep to and from your Premium Sweep Account. No more worrying about managing your daily balances with last-minute phone calls and wire transfers. Best of all, along with having no transaction fees or penalty fees, your money is working for you by earning interest in your Premium Sweep Account rather than collecting dust in your checking account.
$100,000 minimum target balance in funding account
Unlimited transactions between Premium Sweep and funding account
Account viewable from Online Banking
No transfer initiation required
Market interest rates* paid on daily collected balances
$25.00 monthly maintenance fee
* Market interest rates are subject to change. Ask for account details.
If you have any questions, please call (888) 373-2265 or click here to contact us. We look forward to hearing from you.
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